About Me

My name is Melissa Stein. I am a wife, mother and grandmother. I am also an investor and I found out that no one knows about this rule and I felt I wanted to do something about it. I live in NJ, not far from New York City.  I happen to be a big fan of President Trump. He passed this rule in 2020.  Even if you don't love the President, I think you will agree this rule is powerful.  

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I tried to keep the legal terms as easy to read as possible, but when needed, I stuck with the text of the rule so that you can see how the regular retail customers have a great deal of protection and power.  

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I wanted to make this a "help the consumer" blog and not a "beat up the industry" blog. The wealth management industry has many fine people. Everyone is influenced by their financial incentives. By correcting the mismatch in information, I hope that retail customers will be able to understand the incentives that drive investment professionals. If you were put in an investment that isn't what you thought, I want to give you the resources to even the playing field.    My experience has been that if you tell people this information before you buy or soon after, they will read it and try to work something out.  

 

I have a contact form at the bottom. I am happy to help anyone who has questions.  Please be in touch and let me know if this helps you.  

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Thank you!

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Melissa